There's a certain kind of out-of-state storm-chasing roofer who knocks on your door after a hailstorm and promises they'll "handle everything" with insurance. That's the same crew that disappears the day after the check clears. We don't do that. We're not a public adjuster, we're a roofing company — we just do the part that helps the most.
What we actually do for your claim
- Free pre-claim inspection. So you know if there's damage worth filing on before you make the call.
- Photo and written documentation. Dated, organized, the kind an adjuster respects.
- We meet your adjuster on the roof. No surprises, no missed items.
- We build our scope to match the approved claim. If the insurance approves it, we do it. If they don't, we don't add it and quietly bill you for it later.
- Direct billing. You pay your deductible, we bill the carrier for the rest.
What we won't do
- Waive or "eat" your deductible. That's fraud.
- Tell you to file a claim when there's no real damage.
- Negotiate your claim for you — that's between you and your carrier.
Common questions
Do you run my insurance claim for me?+
No, and you should be careful of any roofer who says they will. The claim is between you and your carrier. What we do is make it easy: clear documentation, clear photos, and we meet your adjuster on the roof.
What does the claim process actually look like?+
1) We inspect and document. 2) You call your insurance and open a claim. 3) Their adjuster comes out — we meet them on the roof. 4) They approve a scope and an amount. 5) We do the work and bill against the approved scope. You pay your deductible, they pay the rest.
What if my claim gets denied?+
Happens. Sometimes the damage isn't from a covered event, sometimes the adjuster misses something. You can request a re-inspection. If the damage is real, we'll be there for round two with the photos.
Can you waive my deductible?+
No, and neither can any honest roofer. Waiving a deductible is insurance fraud in Montana. If a contractor offers, walk away.